Privacy policy

Effective Date: June 2, 2025

Introduction
Tax Nugget, LLC, is a disregarded entity of OATS Financial, LLC. OATS Financial LLC ("Company," "Us," or "We") respects your privacy and is committed to protecting it through compliance with this policy. This policy describes the types of information we may collect from you or that you may provide when you visit the website oatsfinancial.com (our "Website") and our practices for collecting, using, maintaining, protecting, and disclosing that information.

This policy applies to information we collect:

  • On this Website.

  • In email, text, and other electronic messages between you and this Website.

  • Through mobile and desktop applications you download from this Website, which provide dedicated non-browser-based interaction.

  • When you interact with our advertising and applications on third-party websites and services that include links to this policy.

  • When you accept emails from us.

This policy does not apply to information collected offline, through other websites operated by us or third parties (including affiliates), or through any application or content that may link to or be accessible from our Website.

Please read this policy carefully to understand our practices. If you do not agree, do not use our Website. Your continued use constitutes acceptance of changes to this policy, so please check periodically.

Children Under the Age of 18
Our Website is not intended for individuals under 18. We do not knowingly collect personal information from anyone under 18. If you are under 18, do not use this Website or provide any information to us. If we learn we have collected personal data from someone under 18 without verified parental consent, we will delete it. To report such information, contact us at info@oatsfinancial.com.

California residents under 16 may have additional rights. See "Your California Privacy Rights" below.

Information We Collect and How
We may collect:

  • Personal identifiers (name, email, postal address, phone number, date of birth, etc.).

  • Device and usage data (IP address, browser type, carrier, etc.).

  • Information about your internet connection and activity on our Website.

We collect this:

  • Directly from you (forms, correspondence, surveys, transactions).

  • Automatically via cookies, web beacons, and tracking technologies.

  • From third-party partners (e.g., analytics providers).

Automatic Data Collection and Tracking
Technologies we use:

  • Cookies – browser-based identifiers.

  • Flash Cookies – local storage used for preferences.

  • Web Beacons – email and site-based user tracking tools.

We may use this data to:

  • Analyze traffic and usage patterns.

  • Personalize your experience.

  • Recognize return visitors.

We may use behavioral tracking tools across third-party platforms. You can email info@oatsfinancial.com to inquire about how we respond to "Do Not Track" signals and how to opt out of such tracking.

Use of Information
We use your data to:

  • Provide and improve our Website and services.

  • Communicate account and transaction information.

  • Fulfill legal or contractual obligations.

  • Personalize your experience.

  • Market our products or third-party offers (with your consent).

You may opt out of promotional emails via unsubscribe links or emailing info@oatsfinancial.com. This does not apply to transactional communications.

Disclosure of Information
We may disclose:

  • To affiliates, service providers, and vendors under confidentiality obligations.

  • To a buyer in a merger or asset sale.

  • To comply with law or enforce our rights.

  • To protect users, our company, or public safety.

  • With your consent.

We do not sell personal information.

Your Choices

  • You may disable cookies through your browser.

  • You can opt out of marketing emails and targeted ads by emailing info@oatsfinancial.com.

  • California residents have additional rights (see below).

Data Retention & Security
We retain personal data only as long as necessary for business, legal, or regulatory purposes. We implement reasonable physical, technical, and administrative safeguards to protect your data from unauthorized access, use, or disclosure.

Your California Privacy Rights
If you are a California resident, you have the right to:

  • Request access to and deletion of your personal information.

  • Opt out of the sale or sharing of personal data (note: we do not sell).

  • Limit use of sensitive personal information.

You may exercise these rights by contacting info@oatsfinancial.com.

Changes to This Policy
We may update this policy from time to time. Changes will be posted on this page with the revision date. If changes materially impact how we use your data, we will notify you by email and/or a website notice.

Contact Us
For questions or concerns, contact:
Email: info@oatsfinancial.com